KHALID HOWLADAR

Senior Managing Director / Head of Credit & Sukuk Advisory business at R.J. Flemings & Co. (UK/UAE). Partner of Acreditus (UK/UAE – startup investing/advisory). Chairman of Governance Board – MRHB DeFi (Halal/Ethical DeFi). Chief Strategy & Risk Officer of Blossom Finance (USA – fintech). Ex-Chairman of the Board of Small Pharma (UK – biotech). Ex-Member of the Board of Islamic Markets (UK – EdTech). Previously Khalid Howladar was Moody’s Global Head of Islamic Finance & Head of the GCC Banking team; GCC Sovereign Risk committee member and Snr Credit Officer for MENA structured finance.
He is a recognised thought leader in Credit, Risk, Ratings, Structured and Sukuk Finance and Fintech. More recently, through his company Acreditus, he and his partners have invested in numerous start-ups (biotech, fintech, crypto, Islamic) as well as acting as a CEO advisor and Board Member. In addition to providing various senior workshops for market participants, he has engaged senior stakeholders at forums hosted by the WBG, IMF, IsDB, ECB, IFSB.