Assistant Professor at the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia, Auwal Adam Sa’ad completed LLB Shari’ah at the Islamic University Madinah, Kingdom of Saudi Arabia. He also completed the Master of Comparative Laws and Doctor of Philosophy in Laws from Ahmad Ibrahim Kulliyyah of Laws, International Islamic University Malaysia. His PhD research was on sukuk assets regulations in Islamic capital markets. He is an alumnus of the Cambridge Judge Business School where he studied Fintech Innovation: Disrupting the Financial Landscape in the class of 2021. He is currently working as a consultant to Capital House SA Switzerland on blockchain sukuk applications. Prior to his appointment at the IIUM Institute of Islamic Banking and Finance, he has been a lecturer at the Faculty of Management, Universiti Sains Malaysia (USM), and Ahmad Ibrahim Kulliyyah of Laws IIUM, as well as at the Islamic University of Minnesota USA where he teaches Islamic Capital Markets. His areas of research are Islamic Fintech, Islamic Banking and Finance, Blockchain Sukuk, Smart contracts, Islamic Capital Markets, Islamic Economics, Islamic Commercial Law, Business Law, Crypto Assets Regulations and AI applications in Islamic Banking and Finance.